EPN Membership Categories

Whether you need processing or association services – or are a financial institution, third party or corporation – EPN has a membership option that’s right for you.

Platinum
For financial institutions that either exchange data and advice files with EPN via secured data transmission lines or utilize the services of a third-party service provider to transmit files to EPN. This service also affords members with participation in the EPN ACH Association.

Gold
Financial institution exchanges data files/advice files with EPN via secured data transmission lines, and is a member of another ACH Association.

Silver
Ideal for financial institutions that wish to be a member of the EPN ACH Association but exchange data and advice files with another ACH Operator.

Diamond
A Company or non-financial institution that is a member of the EPN ACH Association.

1. ACH Association Services	Platinum	Gold	Silver	*Diamond
ACH leadership, advocacy, promotion, marketing and technical expertise	X		X	X
Payments system education, training, ACH marketing support, workshops and teleseminars (at discounted member rates)	X		X	X
ACH Rules support: Access to Rules online, operational interpretation, compliance issues and new rule development	X		X	X
Membership in the national ACH association (NACHA) and discount rates on NACHA subscriptions, publications, conferences and seminars	X		X	X
Access to EPN Committees (Marketing, Risk Management, Education and Training)	X	X	X	X
Member Only Web site access	X	X	X	X
2. ACH Operator Processing Services
PC software and support	X	X
Operations support (24 hour)	X	X
Telecommunications support (24x7)	X	X
Participant support	X	X
Investigations: ACH item traces and settlement reconciliation; liaison with Federal Reserve Banks	X	X
Annual copy of the NACHA Rules, Guidelines & Updates	X		X	X
EDP security services: authentication equipment, key and password maintenance, and bypass requests	X	X
Testing Services; Telecommunication connectivity and ACH file format and data element editing	X	X